Belgium is one of Europe's most international countries — the seat of the EU institutions and NATO, with three official languages and a large multicultural workforce. For Brazilians, it offers strong salaries, world-class healthcare and central access to the whole continent. But it is also famously bureaucratic and split into distinct language regions. This guide walks you through the whole move, step by step, from the paperwork you prepare in Brazil to your first grocery run in Belgium.
1. Which visa do you need?
Brazilians can enter the Schengen Area visa-free for up to 90 days as tourists, but you cannot work or settle on that basis. To live in Belgium you need a long-stay visa (type D) plus, in most cases, a work authorisation. Belgium merged the work permit and residence permit into a single application — the Single Permit — for stays longer than 90 days.
Single Permit (work + residence)
Most commonYour Belgian employer applies to the regional authority (Flanders, Wallonia or Brussels) on your behalf. Combines the right to work and reside in one document.
EU Blue Card
High earnersFor university-educated professionals with a job paying above the regional salary threshold. Offers faster access to long-term residence and mobility across the EU.
Professional Card (self-employed)
EntrepreneursRequired for Brazilians who want to run their own business or work as freelancers (carte professionnelle / beroepskaart). You submit a business plan to the regional economy department.
Student visa (type D)
StudentsFor enrolment at a Belgian university or college. Lets you work up to 20 hours a week during term. Proof of sufficient funds (roughly €800+/month) is required.
ICT permit (intra-company transfer)
TransfersFor managers, specialists and trainees transferred from a Brazilian branch to the Belgian office of the same group. Time-limited but renewable, with EU mobility.
Family reunification
FamilyFor spouses, registered partners and dependent children of a legal resident or Belgian citizen. Proof of income, housing and health insurance of the sponsor is assessed.
Compare your salary's real value before you accept
A Brussels gross salary looks big, but Belgian income tax and social contributions are among Europe's highest. Use IC360's finance tools to see your net pay and how far the euro goes versus the real.
Open the Finance pillar →2. Documents to prepare in Brazil
Belgium is strict about legalised, translated documents. Sort this out before you leave — chasing an apostille from abroad is slow and expensive. Every Brazilian public document you will use officially (birth, marriage, diploma, criminal record) needs the Hague Apostille from a Brazilian notary (cartório), then a sworn translation into the language of your region (French for Wallonia/Brussels, Dutch for Flanders).
Core document checklist
- Passport valid for at least 12 months beyond your planned arrival.
- Birth certificate (certidão de nascimento) — recent copy, apostilled + sworn translation.
- Marriage certificate if applicable — apostilled + translated (essential for family reunification).
- Criminal record certificate (atestado de antecedentes criminais) from the Polícia Federal, apostilled and translated — usually no older than 6 months.
- University diploma + transcript — apostilled; needed for Blue Card and for professional recognition.
- Employment contract from your Belgian employer.
- Proof of funds — bank statements (students and self-employed).
- Passport photos meeting Schengen biometric standards.
- Medical certificate from a doctor approved by the Belgian embassy (long-stay requirement).
Keep digital copies of everything
Scan every apostilled document and store it in the cloud plus an offline drive. You will upload the same certificates multiple times — for the visa, the commune, the health insurer and your employer's HR. A well-organised folder saves weeks.
3. Your first 30 days in Belgium
Belgian bureaucracy runs in a specific order, and skipping a step blocks the next one. Here is the sequence that actually works for a newly arrived Brazilian.
Step 1 — Register at your commune (within 8 days)
Go to the administration communale / gemeentehuis of the municipality where you live and declare your arrival. A local police officer will visit to confirm you actually reside at the address (the contrôle de résidence). Only after this check will you be entered in the population register.
Step 2 — Get your National Register Number
Registration gives you a numéro de registre national / rijksregisternummer — an 11-digit ID that is your key to everything: banking, health insurance, taxes, contracts. Guard it carefully.
Step 3 — Collect your residence card (electronic ID)
The commune orders your electronic residence card (carte de séjour / verblijfskaart). It arrives in a few weeks and you pick it up in person with a PIN. This card, combined with an itsme or card-reader login, unlocks Belgium's online government portals.
Step 4 — Open a Belgian bank account
With your National Register number and residence card (or proof of registration) you can open an account. Traditional banks (KBC, BNP Paribas Fortis, Belfius, ING) and digital options all work. You will need Bancontact — Belgium's dominant debit/payment system — for daily life.
Step 5 — Join a health insurance fund (mutuelle)
Health insurance is mandatory. You choose a mutualité / ziekenfonds (health fund) and register with your National Register number and proof of employment. This connects you to the national INAMI/RIZIV system (see section 6).
4. Cost of living
Belgium sits mid-to-high for Western Europe: cheaper than Switzerland or the Netherlands, pricier than Portugal or Spain. Wages are solid but taxes and social contributions take a large bite — always look at net pay. Figures below are indicative monthly ranges for a single person in 2026; verify current rents on Immoweb.
| City | 1-bed rent | Monthly budget (single) | Typical net salary |
|---|---|---|---|
| Brussels | €900–1,400/mo | €1,900–2,600/mo | €2,300–3,200/mo |
| Antwerp | €850–1,250/mo | €1,800–2,400/mo | €2,200–3,000/mo |
| Ghent | €800–1,200/mo | €1,700–2,300/mo | €2,100–2,900/mo |
| Liège | €650–950/mo | €1,500–2,000/mo | €2,000–2,700/mo |
What surprises Brazilians about prices
- Rent often excludes charges. Ask whether the price is hors charges (before utilities/building costs) — heating and common charges can add €150–300/month.
- Eating out is expensive. A simple restaurant meal runs €18–30; cooking at home is far cheaper.
- Public transport is a bargain compared with car ownership — fuel, insurance and city parking are steep.
- Beer and chocolate are genuinely cheap and excellent — small consolations for the grey weather.
5. Finding housing
Belgium's rental market is more tenant-friendly than most, but demand in Brussels, Antwerp and student cities is high. Start searching before you arrive, but expect to sign only once you can view in person and show a Belgian address or contract.
Where to search
- Immoweb — the largest property portal, rentals and sales.
- Logic-Immo — big listings site with agency and private ads.
- Zimmo — popular in Flanders.
- Appartager — flatshares and rooms (great for a soft landing).
- Facebook groups like "Brussels Housing / Appartements à louer Bruxelles" — active but scam-prone.
The registered lease
Your lease (bail / huurovereenkomst) must be registered with the tax office — this is free and protects you. For a main-residence lease the landlord is responsible for registration; make sure it happens, as an unregistered lease weakens your rights. Standard main-residence contracts run 9 years, but shorter (1–3 year) contracts are common for newcomers.
6. Healthcare
Belgium has an excellent, largely public healthcare system funded through mandatory insurance. Quality is high and waiting times are short compared with many EU neighbours — but the mechanics differ from Brazil's SUS.
How it works
You must join a mutualité / ziekenfonds (health insurance fund) — options include Partenamut, Mutualité Chrétienne / CM, Solidaris and the neutral CAAMI/HZIV if you prefer a non-affiliated fund. Membership is cheap or free; contributions come out of your salary automatically. The fund reimburses most of your medical costs through the national INAMI/RIZIV system.
The pay-then-reimburse model
Unlike Brazil, you often pay the doctor upfront and get most of it back from your mutuelle a few days later. A GP visit costs roughly €30, of which you are reimbursed a large share. Many pharmacies and hospitals use the tiers payant system where the fund pays directly.
- Choose a GP (médecin généraliste) and open a Dossier Médical Global (global medical record) for better reimbursement and continuity.
- Private top-up insurance (hospitalisation cover) is worth it — hospital extras and private rooms aren't fully covered by the base system.
- Emergency number: dial 112 (all emergencies) or 1733 for the on-call GP service.
7. Language & community
Belgium's three languages are its defining feature. In Brussels French dominates and English is widely spoken in international circles. In Flanders (Antwerp, Ghent, Bruges) it's Dutch, and locals appreciate any effort. In Wallonia it's French. Learning the language of your region is the single biggest thing you can do to feel at home and unlock jobs.
Where to learn
- French: the commune's cours de promotion sociale, Alliance Française, and Brussels' free/low-cost integration courses.
- Dutch: Huis van het Nederlands places you in subsidised courses across Flanders and Brussels.
- Integration programme: Flanders runs a mandatory inburgering civic-integration track for many newcomers (language + orientation) — check if it applies to you.
Finding your people
Brussels has a sizeable Brazilian and Portuguese-speaking community, Catholic missions, capoeira groups and Brazilian restaurants. Look for "Brasileiros na Bélgica" Facebook groups, the InterNations Belgium chapter and Meetup language exchanges. Belgian friendships can feel slow to form, so lean on these networks early.
The emotional side of moving is real
Grey skies, a new language and distance from family hit hard in the first winter. IC360's Psychology pillar has practical tools and expat-savvy support for exactly this.
Explore the Psychology pillar →8. Schools & education
Education in Belgium is compulsory from age 5 to 18 and is organised by language community, not nationally. Public schooling is free or very low cost and generally high quality, though your children will be taught in French or Dutch depending on the region.
Your options
- Community/public schools — free, taught in the regional language. Younger children pick up French or Dutch remarkably fast; older teens may need extra language support.
- International schools — English, French or IB curricula (e.g. the British School of Brussels, International School of Brussels, ISF). Excellent but expensive (roughly €15,000–30,000/year).
- European Schools — primarily for staff of the EU institutions; limited access for others.
Enrolment happens through the commune or directly with the school, and popular schools have waiting lists — apply as early as possible. Brussels operates a central registration system for some school levels, so check deadlines the moment you know your neighbourhood.
9. Culture & daily life
Belgians are pragmatic, understated and value privacy and rules. After Brazil's warmth and improvisation, the contrasts can feel sharp at first — here are the ones newcomers notice most.
The language line
Using French in Flanders (or Dutch in Wallonia) can cause friction. Lead with English or the local language and you'll avoid stepping on a century-old sensitivity.
Everything by appointment
Doctors, the commune, even some shops — you book ahead. Spontaneous drop-ins that work in Brazil rarely fly here.
Fries, waffles, chocolate
The frituur/friterie is a national institution — fries with mayo, not ketchup. Belgian chocolate and 1,000+ beers are a genuine daily pleasure.
Grey, wet weather
Rain and short winter days are the toughest adjustment for Brazilians. A good raincoat, vitamin D and indoor hobbies help enormously.
Rules are rules
Recycling sorting, quiet hours, parking zones — Belgians follow the rules and expect you to. Fines for wrong bin bags are real.
Strong work-life balance
Generous holidays, protected working hours and a real evenings-are-yours culture. Compensation for the high taxes.
Cycling everywhere
Especially in Flanders, the bike is transport, not sport. Cities are flat and bike lanes plentiful.
Reserved but reliable
People warm up slowly, but a Belgian who says they'll do something does it. Friendships are fewer but deep.
High taxes, high services
Your net pay is lower than the gross suggests, but healthcare, education and public transport are excellent value in return.
10. Supermarket & shopping guide
Grocery shopping in Belgium is straightforward once you know the chains and the quirks. Bring your own bags, weigh your own produce and get used to bagging your own groceries at the till.
The main chains
- Colruyt — the price leader; slightly no-frills but consistently cheap.
- Delhaize — mid-to-premium, wide range and good quality.
- Carrefour — hypermarkets and city Express stores.
- Aldi & Lidl — German discounters, excellent for staples and weekly basics.
- Okay / Cru — smaller neighbourhood formats.
Practical tips
- Bancontact rules. Debit-card payment via Bancontact/Payconiq is universal; some smaller shops still don't take foreign credit cards, so get a Belgian card fast.
- Deposit on bottles and strict recycling — sort glass, PMD (plastics/metals/cartons) and paper.
- Sunday closures. Many supermarkets close or open only in the morning on Sundays; night shops (nachtwinkel) fill the gap at a premium.
- Brazilian ingredients: African and Latin grocers in Brussels (Matonge district) and Antwerp stock farofa, feijão, pão de queijo mix and guaraná. Larger Carrefours carry an "exotic" aisle.
11. Essential apps for Belgium
Download these before or right after you arrive — they cover transport, payments, identity and health.
Belgium's near-universal secure login. Logs you into banks, tax portals, health funds and government services. Set it up once your residence card arrives.
↗ itsme-id.comNational railway app — plan journeys, buy tickets and check live delays. Essential for intercity travel across Belgium's dense rail network.
↗ belgiantrain.beBrussels metro, tram and bus tickets and routes. Antwerp/Flanders use De Lijn; Wallonia uses TEC — grab whichever matches your city.
↗ stib-mivb.bePay in shops, split bills and send money by QR code or phone number. Works with a Belgian account and is accepted almost everywhere.
↗ payconiq.beBook GP, dentist and specialist appointments online. A lifesaver in a country where nearly everything medical runs by appointment.
↗ doctena.beThe best translator for French and Dutch officialese. Point it at any letter from the commune, landlord or health fund to understand what's being asked.
↗ deepl.comReady to plan your move to Belgium?
Create your free IC360 account to get a personalised relocation plan, live BRL/EUR alerts, your interactive Belgium checklist and access to the expat community — all in one place.
Free forever · No credit card · Takes 2 minutes